Secured Business Loans
Use business or real-estate assets to access larger amounts and longer terms.
Overview
Secured loans are backed by collateral such as commercial property, equipment or receivables. Pledging collateral can open up larger amounts, longer terms and lower rates.
Common uses
- Commercial real estate purchase or refinance
- Large equipment and vehicles
- Construction and development
- Consolidating existing debt
At a glance
- CollateralReal estate, equipment or receivables
- AmountsLarger loan sizes
- TermsLonger repayment periods
- ValuationAppraisal may be required
Final amounts, rates and terms depend on your business profile and are confirmed in writing before you sign anything.
What you’ll typically need
- Last 6 months of business bank statements
- Government-issued photo ID for each owner with 20%+
- Business tax returns (most recent 1–2 years)
- Year-to-date profit & loss and balance sheet
- Basic business details: legal name, EIN, address, start date
- Details of the collateral (address, appraisal or equipment invoices)
Ready to see what you qualify for?
The application takes about 10 minutes. Have your last 6 months of business bank statements handy.
Start Your Application