Working Capital Loans
Keep cash flowing through seasonal swings, large orders and growth.
Overview
Working capital financing covers the day-to-day costs of running your business, so you can take on new opportunities without draining reserves.
Common uses
- Payroll and operating expenses
- Inventory and supplies
- Bridging slow-paying receivables
- Seasonal cash-flow gaps
At a glance
- Typical useShort-term needs
- RepaymentDaily, weekly or monthly
- CollateralOften not required
- DecisionAfter review of your documents
Final amounts, rates and terms depend on your business profile and are confirmed in writing before you sign anything.
What you’ll typically need
- Last 6 months of business bank statements
- Government-issued photo ID for each owner with 20%+
- Business tax returns (most recent 1–2 years)
- Year-to-date profit & loss and balance sheet
- Basic business details: legal name, EIN, address, start date
Ready to see what you qualify for?
The application takes about 10 minutes. Have your last 6 months of business bank statements handy.
Start Your Application