Unsecured Business Loans
Funding based on your business performance — no specific collateral pledged.
Overview
An unsecured business loan is approved primarily on your business revenue and credit profile rather than a specific asset. Because there is no collateral, amounts and terms are usually shorter than secured options.
Common uses
- Fast working capital
- Marketing campaigns
- Inventory purchases
- Smaller equipment
At a glance
- CollateralNone pledged
- BasisRevenue and credit profile
- GuaranteePersonal guarantee may be required
- TermsShorter than secured loans
Final amounts, rates and terms depend on your business profile and are confirmed in writing before you sign anything.
What you’ll typically need
- Last 6 months of business bank statements
- Government-issued photo ID for each owner with 20%+
- Business tax returns (most recent 1–2 years)
- Year-to-date profit & loss and balance sheet
- Basic business details: legal name, EIN, address, start date
Ready to see what you qualify for?
The application takes about 10 minutes. Have your last 6 months of business bank statements handy.
Start Your Application